What if I have really bad credit?
Good thing you’re talking to us! Your personal Accuracy Advisor at CreditSense will audit your complete credit profile for every account that is causing a loss of points, and then implement up to 14 different legal strategies to fix them. Better still, after all possible deletions have been implemented, we will apply credit optimization strategies that will add credit score points to your profile.
Are you a credit repair company?
No. Credit Repair companies can only write dispute letters hoping for a meager 20-30% overall deletion outcome—not a very encouraging result. CreditSense, on the other hand, helps you build your credit profile to become more attractive to lenders, achieving insanely high credit limits and low interest rates.
How does credit optimization work?
It’s magic … just kidding—it’s pure math. We implement powerful and proven strategies that optimizes your credit profile to produce the maximum number of credit score points for all 40 FICO® funding characteristics. This process has transformed credit profiles with scores ranging from the 400s to the 800s and made them LIMITLESS.
Can you help people who don’t have “bad” credit?
Of course. Often, our clients come to us because they have GOOD credit and are still not getting loans. Our system focuses on helping you streamline your credit identity, optimize your revolving accounts and installment loans for highest point yield, streamline and coordinate your inquiry usage, pay your bills in a way that triggers additional point increases, and shape your credit profile to deliver the highest credit score points measured by FICO® scoring software.
How long does it take to see results?
It all depends on your current credit situation. Most of our clients see significant credit score improvement within the first 90 days. Remember, this is not credit repair, and we are not promising a “quick fix.” We help you create a fundamentally and structurally sound credit profile that yields the maximum credit points on all 40 FICO® criteria. It may take a little time, but we create real, long-term results.
Do you guarantee your results?
We do! CreditSense is in this until you receive the results you came to us for. Our performance warranty for your Personal Credit Optimization is that we will support you until all 28 of your credit scores reported by myFICO.com exceed 800+ or two years—whichever is longer. If you opted for Business Credit Optimization, our performance warranty is that we will support you until you have an aggregate of 100K in business lines of credit or two years—whichever is longer.
How does business credit optimization help me?
Most business owners have no idea what business credit underwriters are looking for or what the business funding deal killers are. CreditSense offers the ONLY business credit optimization technology in the nation. Your Credit Funding Analysis will determine the current fundability of your business and what steps need to be taken to significantly increase the amount of business funding you can qualify for.